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In order to get started, select an account that works for you.

Gratis Checking

With its no monthly service fee, online banking access, online bill payments, a free MasterCard debit card, free unlimited check writing, access to thousands of no-fee ATMs and more, this non-interest bearing checking account is sure to hold your interest.

Minimum Amount to Open Account $100
No Monthly Service Fee

Ultimate Checking

Earning interest monthly, this checking account is the ultimate in ease for today’s busy person who wants a higher interest rate and the convenience of receiving a monthly eStatement via Online Banking. With its low amount to open, no monthly service fee and ATM surcharges refunded with certain qualifying activities, this is the account for you.

Minimum Amount to Open Account $100
No Monthly Service Fee
Earns Interest
Qualifying Activities: ATM Surcharges, up to $20, refunded monthly with at least 10 Point of Sale or Merchant transactions that settle to your account.

Personal Savings

With its no monthly service fee, online banking access, online bill payments, this interest-bearing savings account is a great option. Monthly Transaction Limits apply with debit fees of $3 per item charged in excess of six account transactions in a quarter.

Minimum Amount to Open Account $50
No Monthly Fee with a >$400 Balance
Earns Interest

Consumer Certificate of Deposit

West Texas National Bank has been a trusted advisor helping our communities to grow, thrive and have dreams as big as the West Texas skies for more than 100 years. We also have CD Savings options to help you realize your dreams; even the big dreams that take time.